Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Related Content 4 Steps to Protecting a Child with Disabilities Planning for a child with special needs can be complicated, confusing, and even overwhelming. The Business Cycle Understanding the economy's cycles can help put current business conditions in better perspective. Money that Buys Good Health is Never Ill Spent It's important to make sure your retirement strategy anticipates health-care expenses.