Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content Retirement Planning With Your Special Needs Child in Mind Having a special needs child adds another layer of complexity to retirement planning. A special needs trust may help. Infographic: Life Insurance: The Basics A reassurance that you can live life to its fullest, knowing your family will be financially protected when you pass away. Your Shifting Risk Tolerance Time and market performance may subtly and slowly imbalance your portfolio.